Boiler insurance could be a good idea if you’d like the security of knowing that your gas boiler and central heating will be repaired and made safe in the event of a breakdown.
“We take it for granted that our boilers, cookers and gas fires are safe. It is only when there is a problem with an appliance that many people take any notice of it at all.” UK Gas Safe Register.
Do I need boiler insurance?
Getting a GAS SAFE (previously called CORGI) gas or boiler engineer to your home can cost over £70 per hour, and that’s not even including spare parts. You might be considering boiler insurance to give you piece of mind and to save you money, but what should you be looking out for?
What is boiler insurance or heating insurance, what should you expect, and do you really need it? Our boiler insurance cover and heating insurance guide will explain all…
You should consider the age of your boiler. Have you just had your boiler installed?
If this is the case, then it will probably be covered by a manufacturer warranty, so insurance wouldn’t be necessary. But what if your boiler isn’t new? View our complete guide to boiler insurance.
Current boiler cover policies
| Provider | Product | Benefits | Monthly | More Details |
|---|---|---|---|---|
 | Home Emergency Response | Covers your boiler and any home emergency, repairs guaranteed for 12 months, no excess to pay, existing AA members get a membership discount, our choice for best value | £11.99 |  |
 | Hometeam 50 | Annual boiler service included, 12 month guarantee on repairs, NPower gas/electricity customers get 50% cashback after 12 months! | £15 | |
 | Complete Cover with Heating | Cover against boiler and central heating breakdowns, plus a range of common home emergencies | From £19.68 | |
What boiler insurance is best for my property?
This is a tricky one as the insurance offered by each provider is very different. We would recommend checking a site like USwitch.com, as they have a comparison tool that is pretty handy at breaking down the different criteria for you. Read more…
Do I really need central heating insurance?
Central heating faults can be hard to find and expensive to repair, so many people get central heating insurance as part of their boiler insurance.
It is worth remembering that most companies offer products that mix and separate the two, so you can have boiler insurance or central heating insurance on their own, or combined. Read more about central heating insurance…
Boiler service and safety
Having your boiler regularly serviced (every year) is extremely important. A boiler with a gas leak can be fatal, and can cause huge amounts of damage to your home. Leaking carbon monoxide and leaking natural gas can be fatal very quickly, and are very hard to detect. Boiler service…
What should I expect from my boiler insurance?
Boiler insurance varies hugely between providers, but you can expect a certain level of service and response for your money. Here are a few things that we think you should be looking for when signing up to boiler insurance.
What sorts of things aren’t covered?
Certain types of buildings don’t qualify for many boiler insurance products, such as apartments in shared buildings and mobile homes that don’t have fixed wiring (like caravans). Learn more about what isn’t covered…
How much is boiler insurance?
For this sort of price you get boiler repairs and emergency call-outs at a fixed cost of £50 per repair. When you consider that the average boiler call-out cost is around £270, it starts to make sense. How much is boiler insurance?…
Best Boiler Insurance Policies
Below you will find a selection of our best rated boiler insurance policies all provided by the market leading companies in the UK.
British Gas offers Homecare.
HomeServe boiler insurance offers 24/7 response and professional, qualified engineers from £7.43 for home-owner insurance. Get an online quote.
NPower also offer insurance for boilers and heating systems (check out their 50% boiler insurance discounts for current NPower gas/electricity customers, the best thing about this insurance!), although it’s a little more expensive at £15 a month, you get a full boiler service included. Get an online quote.
We also have the full stats for 1000s of boilers sold in the UK since 1970. Find out the efficiency rating, power consumption and much more in our boiler manufacturer database.
Simply browse models by manufacturer name or search for your boiler model name in the search box.
For a detailed comparison of boiler insurance policies, and help choosing insurance cover for your boiler please browse the Boiler Insurance and Repairs articles!
