Do I need boiler insurance?
You should consider the age of your boiler. Have you just had your boiler installed? If this is the case, then the boiler will probably be covered by a manufacturer warranty, so insurance wouldn’t be necessary.
It is worth remembering that the warranty would only cover the boiler and not your central heating, you might still want to consider central heating insurance that excludes boiler cover.
However, it’s worth noting that new statistics show that 1 in 6 boilers break down within the first 6 years of installation. We generally say that if your boiler is over 3 years old, or the manufacturer warranty has expired, then it’s worth having boiler insurance.
An average boiler repair call-out costs around £220, and a new boiler can cost anything from £700 to over £2500 depending on the property, so having insurance at under £6 per month starts to make sense.
Your boiler might also be covered by your house insurance so check this too, no point in having your boiler insured twice!
If you want peace of mind and the assurance that you can have any boiler problems fixed by making one phone call, then boiler insurance would work well for you.
It is worth noting that if you’re renting a property then it is not your responsibility to insure your boiler, get in touch with your landlord or estate agent and make sure they look after and service your boiler (they must do this by law).
Best Boiler Insurance Policies
Below you will find a selection of our best rated boiler insurance policies all provided by the market leading companies in the UK.
Homeserve boiler insurance offers 24/ response and professional, qualified engineers from £3.82 per month. Get an online quote…
British Gas also have low cost boiler insurance too, with unlimited call-outs and full system cover at £11.65 per month. Get an online quote…
NPower also offer insurance for boilers and heating systems, although it’s a little more expensive at £10.50 a month. Get an online quote…
Provider Product Benefits Monthly More Details
Home Emergency Response Covers your boiler and any home emergency, repairs guaranteed for 12 months, no excess to pay, existing AA members get a membership discount, our choice for best value £11.99 
Hometeam 50 Annual boiler service included, 12 month guarantee on repairs, NPower gas/electricity customers get 50% cashback after 12 months! £15
Complete Cover with Heating Cover against boiler and central heating breakdowns, plus a range of common home emergencies From £19.68
